Financial Literacy

I studied how to read financial data. I don't mean I'm going to start trading stocks immediately. I just wanted to be smart about it.

I'm working everyday to earn money and I've been wasting money to buy things for several years.
Now I think I have to study and know more about money.

My friend explained me about financial terms, for example, ROA, ROE, PBR PER, CF very patiently for about 2 or 3hours!!! ( Oooooooooh, do the terms sound difficult, don't they?? )

I really appreciate it.
I promised to stand him a dinner if I gain a lot...someday ^___^